Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.40%
Current prime rate is
4.95%
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- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
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- 1 Year
- 6.15%
- $648.75
- 5.09%
- $586.74
- $62.01
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- 2 Years
- 5.44%
- $606.90
- 4.54%
- $555.70
- $51.20
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- 3 Years
- 4.62%
- $560.16
- 4.29%
- $541.86
- $18.30
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- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
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- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
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- 7 Years
- 6.41%
- $664.38
- 5.20%
- $593.04
- $71.34
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- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowWhy Work With a Broker in Ontario?
When you're making one of the biggest financial decisions of your life—whether it's buying your first home, refinancing, or renewing your mortgage—it helps to have someone in your corner. As a licensed Mortgage Agent in Ontario, I work for you, not the bank. My job is to make the mortgage process simple, stress-free, and tailored to your needs.
What Are the Benefits of Using a Broker?
More Options, Better Rates
Banks can only offer you their own mortgage products—but I work with over 30 lenders, including big banks, credit unions, and private lenders. That means more options, more flexibility, and access to some of the lowest mortgage rates in Ontario.
I Handle the Paperwork
Getting a mortgage can feel overwhelming, especially with all the forms and fine print. I’ll walk you through every step, take care of the paperwork, and keep things moving smoothly so you can focus on your home, not your stress.
Unbiased, Honest Advice
I’m here to give you mortgage advice that makes sense for you—not what helps a bank’s bottom line. Whether you’re a first-time homebuyer, self-employed, have bruised credit, or are new to Canada, I’ll find the solution that works best for your situation.
No Broker Fees (in Most Cases)
My services are free for most residential mortgages because I'm paid by the lender after your mortgage funds. You get expert help without any extra cost.
Solutions for Every Scenario
Everyone’s story is different. That’s why I offer tailored mortgage solutions for:
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First-time buyers
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Homeowners renewing or refinancing
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Self-employed clients
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People with low or bad credit
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Real estate investors
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New Canadians
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Debt consolidation using home equity
Local Knowledge You Can Count On
Based right here in the Golden Horseshoe, I understand our local housing markets—from Niagara Falls to Hamilton, Burlington to Toronto, and everywhere in between. I keep up with the latest trends, mortgage rules, and rate updates so you don’t have to.
Ready to Get Started?
Whether you're buying your first home, renewing your mortgage, or just exploring your options, I’m here to help. Let’s have a quick chat to see what makes the most sense for you—no pressure, no obligation.
Call me today to get started, or
Book a free consultation and let’s talk about how I can help you find the right mortgage for you.
Let’s make your mortgage experience simple, clear, and stress-free.
Free Mortgage Review
Find out how much your home is worth.
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Jason’s professionalism , calmness and expertise helped me navigate a process I was unfamiliar with.
-Angel R.
We recently worked with Jason for a quick & private home purchase, and he was absolutely incredible. From day one, he was extremely helpful, efficient, and on top of everything we needed to get approved quickly. What could have been a stressful and overwhelming process felt smooth and manageable thanks to his clear communication and deep knowledge. Jason truly went above and beyond, and we’re so grateful for his support in helping us secure our new home. Highly recommend him to anyone needing a reliable and professional mortgage broker!
-Caitlyn B.
Jason Tobar is always keeping up to date with the newest and latest ways for his clients to reap the benefits that are offered when seeking out or renewing a mortgage. I appreciate his expertise and highly recommend this keen young man!
-Cindy C.
Jason was amazing to work with! We had a quick opportunity to buy a house, and he jumped right in and made the whole mortgage process super smooth and stress-free. He was quick, responsive, and really knew his stuff. We honestly couldn’t have done it without him. If you need a mortgage broker who’s on the ball and easy to work with, Jason’s your guy!
-Matt S.